<p>Individuals gain the knowledge, skills, and empowerment necessary to challenge systemic injustices and advocate for their rights by investing in education for marginalised communities. Furthermore, education fosters critical thinking, social mobilisation, and collective action, enabling marginalised groups to pursue equal opportunities and equitable treatment. Allocating funds to education, public health, and medical services plays a vital role in promoting a healthier and more efficient workforce. While individuals may not always prioritise investing in human capital, the state, with its broader perspective, recognises the significance of fully developing human resources within a community. Education is a crucial element for socio-economic development, particularly for marginalised communities such as the Scheduled Castes (SC) in Kerala. They are facing so many problems while obtaining their educational schemes, which are provided by the Scheduled Castes Development Department functioning throughout the State. This Paper is based on the primary survey conducted in some selected districts of Kerala. This study is more useful to policymakers to identify the problems faced by the beneficiaries in obtaining the Scheme and to optimise future allocations, ensuring more efficient use of resources and better educational outcomes for SC communities in Kerala. Further research is recommended to explore the impact of timely disbursement of the scheme amount on any positive changes in the academic performance of the marginalised.</p>